Disclaimer & Legal Information

Content provided here is for educational and informational purposes only.

All discussions, examples, and strategies shared here are intended to explain general financial, mortgage, and real estate concepts and do not constitute personalized financial advice, mortgage advice, investment advice, tax advice, or legal advice.

This channel operates independently from my licensed mortgage brokerage and my licensed financial planning business. Nothing on this channel should be interpreted as advice provided in my capacity as a licensed mortgage professional or licensed financial planner.

Mortgage products, financial strategies, and real estate decisions vary based on individual circumstances, lender criteria, regulatory requirements, and market conditions. Viewers should consult directly with a licensed mortgage professional, licensed financial planner, accountant, or legal advisor before implementing any strategy discussed.

While efforts are made to ensure accuracy, no guarantees are made regarding completeness or current applicability, and strategies discussed may not be suitable for every individual or situation.

Viewing this content does not create a client relationship.